Xero AI
by Xero๐ฐ FinanceCloud accounting popular outside the US โ JAX AI helps with invoicing, reconciliation, and reports
Cloud accounting popular outside the US, especially in the UK, Australia, and New Zealand. Xero's JAX AI assistant handles invoicing and bank reconciliation. Supports multi-currency natively. Starter at $15/mo; Premium at $60/mo.
JAX AI assistant, invoicing, bank reconciliation, payroll, 1000+ integrations, unlimited users
Last updated: March 29, 2026 ยท Pricing verified from official sources. Prices are subject to change by the provider.
Pricing
Price stable
Free TierNo
Entry Plan$25/mo Early
Team Plan$55/mo Growing / $90/mo Established
EnterpriseNot available
API PricingREST API
See full API pricing & compare models โPrices exclude applicable taxes (VAT/GST/sales tax varies by region). Monthly prices shown โ annual plans typically save 15-20%.
Specifications
Context / InputFinancial data
Max OutputInvoices, reports, reconciliation
ModalitiesText
Agent / AgenticJAX AI assistant
SecuritySOC 2, ISO 27001
Self-hostedNo
Xero AI โ Who Is It Best For?
International SMB accounting, multi-currency
Ideal for:financeFoundersFreelancers
โ
Strengths
โข Competitive pricing ($25/mo)
โข Financial data context
โข JAX AI assistant
โข SOC 2, ISO 27001 certified
โข JAX AI assistant
๐ญ Consider
โข No free tier
โข Cloud-only (no self-hosting)
โข No enterprise tier available
๐ก Budget tip: Xero AI doesn't have a free tier โ Paid plans start at $25/mo. For a free alternative, check out Ramp.
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Frequently Asked Questions
How much does Xero AI cost?
Xero AI starts at $25/month. Team plans are $55/user/month.
Is Xero AI free?
No, Xero AI does not offer a free tier. The entry price is $25/month.
What is Xero AI best for?
Xero AI is best for International SMB accounting, multi-currency. Key features include: JAX AI assistant, invoicing, bank reconciliation, payroll, 1000+ integrations, unlimited users.
Is Xero AI right for you?
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AiToolsMentor.com ยท Pricing verified March 29, 2026 ยท AI Tools Mentor Fit Score